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Understanding Your Health Insurance Costs - Consumer Reports

A thousand others. Trying to understand health insurance can be like diving into quicksand: Health insurance is actually pretty basic if you have the right dictionary. To understand health insurance, you first have to understand one key aspect of the health insurance business: Health insurance companies are only successful if they have money sitting on ice.

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EHI Live 2012 - a short review from Charlie Beall, EHealth Insider

One of the questions in that pre-authorization process was whether or not I was pregnant. I tried to use logic to tell her that I am years old, I just had my period, am peri-menopausal, and I am also taking birth control pills.

But the most obvious thing was that I have been using this particular acne medication for almost ten years now. The nurse totally understood but was simply trying to explain how the insurance company was making this decision to deny coverage. Hypothesis 3 for not being able to get my Tazorac: I need to prove that I am not pregnant before the insurance will pay for my prescription acne medication that I have been taking for years.

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What's the real cost of having a baby?

News flash: Having a baby is expensive. It's the most costly health event families are likely to experience during their childbearing years. On average, U. But a lot of factors can move your bottom line, says Aleksandr M. Fuks, M. Here, we break down what to expect from hospital bills -- and how to safely lower them -- when you're expecting.

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