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Insurance group 16e means pays

How to get cheaper car insurance in the UK - New and Younger Driver Tips

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Car insurance groups explained

Specials, such as kit cars, imports and conversions are generally not covered by the insurance group rating scheme. To encourage car manufacturers to fit better security systems, the group—rating process also looks at locks and security devices fitted as standard.

Insurers' standards are more testing than the basic legal requirements and get tougher as the group rating increases. Where security has been rated, the insurance group number, from 1 to 50, is followed by a letter, which shows the results of the assessment.

The car won't be uninsurable, but some insurers may insist on a security upgrade before they cover you. Buy a used car from a name you can trust — AA Cars.

Some seat and head restraint designs offer better protection against whiplash than others. A group 8 car with an excellent security rating will be moved down to group 7, and rated as 7E.

Conversely, a group 8 car with a poor security score will be moved up to group 9, and rated as 9D. Another way for a car to improve its insurance group rating is by offering a high standard of safety. If autonomous emergency braking is fitted as standard, for example, a vehicle can drop one group once it's been tested by Thatcham.

Other advanced active safety aids can also have a positive effect on the insurance grouping of a car, as long as they are standard-fit equipment. Manufacturers play a further part in determining insurance costs. High parts prices or labour rates at dealerships are taken into account when deciding a car's grouping. So if one manufacturer's dealers are more expensive, its cars could creep up the scale - even in cases where cars are mechanically similar.

The cost of insuring your car will be influenced by a number of factors, one of which is the insurance group that your vehicle falls into. Every make and model of . Buying cars that belong to a low insurance group is one way you can drive down the cost of your premium. Another way to reduce premiums is. Car insurance groups are set by the Group Rating Panel, which includes members of According to the Association of British Insurers, the cost of motor vehicle.

For example, the Audi A3 and Skoda Octavia have similar running gear, but the Audi has insurance group ratings fromwhile the Octavia ranges from Different versions of the same car will also be in a range of insurance groups, as engine performance and trim level affect premiums. A base level Ford Fiesta Studio fitted with the 1.

Use our interactive tool to find out your vehicle's insurance group. and affect the cost of insuring it; Check a car's insurance group rating using the form below. In the UK, cars are organised into groups, which are then used by insurance Here, we give you access to all 50 groups, meaning you can find inspiration for. UK insurance group ratings run from 1 to 50 and are set by the ABI – here's what that means and how it affects you.

When the group system was established over 40 years ago, cars were classified in just nine insurance groups. Inthis was increased to 20, but with ever-increasing diversity in the new car market, the current group system was introduced in Vehicles from the 10 years prior to the new system being introduced — or later — are classified according to the same 50 groups as new cars are today.

For cars built beforepremiums are calculated based on an insurer's own experience. Broadly speaking, the higher the insurance group, the more expensive insurance will be. Be sure to obtain actual insurance quotes rather than simply comparing on insurance group - you might be surprised how much two similar cars can differ on insurance costs.

And of course, research heavily. It could be worth taking a small hit in terms of insurance cost for a car that will save money elsewhere - with excellent fuel economy, for example.

Insurance group 16e means

Need help deciding which insurance company is the best for you? The Group Rating Panel is made up of representatives of the insurance industry and meets every month to determine car insurance groups.

It assigns a group number between one and 50 to every model of vehicle. A group one vehicle would be in the lowest insurance group, group 50 the highest.

The main factor used by the panel to determine groupings is research conducted by the Motor Insurance Repair Research Centre Thatcham. If you're shopping around for a new car, knowing its insurance group and how much it'll cost to insure, may help to sway your decision.

Use the calculator above to find the insurance group of a specific car you've got your eye on, or use the table below for an overview of the group. The value of your car as new informs the insurance group because it reveals how much it would really cost to repair or replace.

If you want cheaper car insurance, the odds will be in your favour if you don't buy a high performance car that accelerates to top speeds in the blink of an eye.


Not all car insurance companies choose to use the groups set by the panel, with some opting to set their own groupings instead. But rating factors will be similar and if you use the tool above to find your car's insurance group you'll get an idea of where your vehicle stands in the table.

In our quotes process you can then quickly and easily compare multiple insurance brands to find the right policy at the right price.

View cars in insurance group Visit Parkers today for ways to save on group 16 car insurance with the latest deals online. Don't know which cars are in car insurance group 16? This group includes the Citroen Grand 4, Ford Galaxy and Mercedes-Benz A and B Classes. Every car in the UK is placed in an insurance group, which helps when calculating the cost of car insurance. These insurance groups range.
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