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What is LOSS PAYEE CLAUSE? What does LOSS PAYEE CLAUSE mean? LOSS PAYEE CLAUSE meaning & explanation

Coinsurance in insurance , is the splitting or spreading of risk among multiple parties. In the U. In title insurance , it also means the sharing of risks between two or more title insurance companies. In health insurance , coinsurance is sometimes used synonymously with copayment , [1] but copayment is fixed while the coinsurance is a percentage that the insurer pays after the insurance policy 's deductible is exceeded, up to the policy's stop loss. It also applies without a concealment for the insured to bear some sort of responsibility and thus reduce moral hazard.

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What Is A Copay For Health Insurance?

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IHPI Seminar: "Helping Patients in High-Deductible Health Plans Get the Care They Need...

You are here: Health Insurance, like any other type of insurance, has its terminology. Below we explain some of the most important health insurance terms so you can make a smart and educated decision when choosing a medical plan. Premium is the amount you pay for insurance. Premiums are usually paid in monthly or quarterly installments. Copayments for primary care providers PCPs are usually lower than for visiting specialist doctors.

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