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MINT INSURANCE CONCLAVE - Changing Market Trends in the Life Insurance Industry - CNBC TV18

Rebecca Walser, a wealth management advisor who specializes in financial planning for high net worth individuals, tells CNBC Make It that the rich use plenty of tricks to build wealth, but "the most common one is something that most regular Americans don't even know a thing about: Investing in permanent life insurance policies. Unlike term life insurance policies, which are cheaper, temporary and have pay-outs that are only accessible upon death, permanent policies offer a cash-value component. Here's how they work: You invest a lot of money into an account, basically "over-funding" it, and watch it grow, tax-free, says Walser. And that's money you can access during your lifetime. There are a couple different types of permanent policies, whole life and universal life. A whole life plan is a more long-term one with fixed premium payments and death benefits, whereas a universal life plan is more flexible.

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Infinite Banking: The Best Life Insurance Company

Finding the best life insurance company involves weighing customer service, financial strength and price. NerdWallet scores the largest national companies that sell policies to individuals. The best life insurance companies Company NerdWallet composite score point max; methodology below Consumer complaint rating point max A. Power customer satisfaction score point max Start comparing 1. Northwestern Mutual Pacific Life

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